Limited on behalf of Which? Mortgage calculators. Compare Mortgages. In this article. Does HSBC offer the best mortgage deals? Interest rates on HSBC mortgages. Can I make overpayments? HSBC mortgages customer ratings Mortgages. Customer Score.
The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand. Get access to new money reviews See the best mortgages available to you Get started. Already a member? Log in. Customer rating for: Star Rating Customer service in general 4 out of 5 Value for money 4 out of 5 Keeping you well informed 3 out of 5 Clarity of mortgage statements 4 out of 5 Transparency of charges 4 out of 5 Query and complaint handling 4 out of 5 Ability to overpay or underpay mortgage 3 out of 5 Online access 3 out of 5 Star ratings based on a July Which?
Calculate mortgage costs. Get a Decision in Principle. I want to get a personalised estimate of how much I could borrow, and begin my application. Important information a maximum of 2 applicants can apply for a new HSBC mortgage the maximum amount you can borrow may be lower depending on your LTV and following our assessment of your personal circumstances figures given by this calculator or the provision of a Decision in Principle do not constitute an offer to lend to you if you're resident in the Channel Islands or Isle of Man, please contact your local branch to obtain an indication of the amount you may be able to borrow Think carefully before securing any other debts against your home.
Back to top. Customer support. It's easy to answer your query online. To ensure independence and objectivity, the valuation company is randomly selected by the Bank and you cannot interfere into this selection procedure. Please maintain a sufficient balance for repayment in this account at HSBC and you do not need to manually transfer to loan account. Borrowers may submit a request for loan prepayment for full settlement or partial prepayment. Besides, Borrowers will have to pay an early repayment fee as provided in the credit agreement.
The overdue principal amount will be subject to the overdue interest rate mentioned in the credit agreement. The loan amount can be up-to VND million. Maximum of 5 years for pre-approved customers and 4 years for other customers. However, the maximum loan tenor is also subject to your working age which is not exceeding 60 years of age for males and 55 years of age for females at the loan maturity, respectively.
You will be informed of the approval status of your application within 48 hours after you have fully submitted the required documents. You need submitting documents proven for legal purpose usage before disbursement.
Your monthly repayment, in equal installment, is calculated on reducing balance basis. The installment will be automatically deducted from your designated account. Therefore, you should maintain a sufficient balance in your savings account no later than the end of the working day of the payment due date for the repayment on due date.
Borrowers may submit a request for loan prepayment for full settlement only, partial prepayment is not allowed. Besides, Borrowers will have to pay an early repayment fee as provided in the credit agreement, on the current outstanding principle. Your regular repayment date will be consistent with this date.
In case your repayment date falls into weekend or holidays according to applicable laws, repayment date will be moved to next working day. For your convenience, the Bank might send notices by SMS via your registered phone number with the Bank prior to repayment date. Customer may our Hotline at 84 28 to check the repayment amount as well as repayment date. Secured Overdraft is a flexible loan for customers in need of funds while your own assets has been placed in a fixed deposit at HSBC Vietnam.
Customers only pay monthly interest on the amount and number of days actually used. Monthly interest will be calculated based on the actual amount and the actual number of days of use.
Others have better stress test calculations but the rates are likely to be higher and you will pay a larger arrangement fee. For joint applications, at least one applicant must meet this criteria.
For income in a foreign currency other than GBP, the amount should be converted using an appropriate currency conversion tool and input the gross income in GBP into the application. The property must only be let under an Assured Shorthold Tenancy AST for a maximum period of three years, or a company let agreement for a maximum period of 12 months. All buy-to-let leasehold properties must have more than 35 years remaining after completion of the term of the mortgage. For interest only and capital repayment mortgage applications, the minimum mortgage term is 5 years the maximum term is 35 years.
Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.
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